Why annuities are excellent tools to help you plan for your retirement ? With Americans living longer than ever, they need to take steps to plan for a better retirement. Annuities actually offer guaranteed lifetime income which help people to ease the stress. Annuities also offer tax-deferred growth, different withdrawal options and also death benefit.
Covered California unveiled its rates for 2017 on Tuesday this week with a statewide weighted average change 13.2 percent.
However, if consumers switch to “the lowest-cost plan at their same benefit level plan “, Executive Director Peter V. Lee said, “Almost 80 percent of our consumers will either be able to pay less than they are paying now, or see their rates go up by no more than 5 percent. So, “Shopping is going to be more important this year than ever before, That’s the power of shopping.”
本週二加州全保公佈了2017健康計畫費率， 全州平均上漲13.2%，但加州全保提醒消費大眾進行比價, 因為有可能透過轉換至其他同等級計劃, 不但避開漲價甚至付更低, 或小漲5%以內， 所以面對2017新保費, 多比較後再選擇非常重要!
You know you can get a retirement benefit estimate from Social Security Estimator, but if you want to get more benefits information, including retirement, disability and survivors benefits, creating an online account is a good way. If you don’t have one, you can easily set one up now by click the image link below.
If you live to the average life expectancy for someone your age, you’ll receive about the same amount in lifetime benefits. It doesn’t matter if you choose to start receiving benefits at age 62, full retirement age, age 70, or any age between. It is a personal decision and depends on different factors, such as your your health and family longevity and your financial condition, etc.. click the image from SSA below for more details
Body mass index (BMI) is a measure of body fat based on your weight in relation to your height, and applies to most adults and children. It is a tool to know if a person is underweight, overweight, or a healthy weight. The further it is away from healthy range, the higher the health problems will be. Click the link from CDC below to find out yours :
知道自己的BMI指數多少嗎？它是一個測量体重與身高比例的指數，幫助了解自己的身體狀態，太重或太輕都需要注意，偏離正常範圍越遠健康風險越大. 可利用下列CDC聯結, 查詢自己的BMI指數 :
It’s convenient, quick and easy. There’s no need to drive to a local Social Security office or wait for an appointment with a Social Security representative.
辦理Medicare紅藍卡，可以親自跑到社安局排號等待, 但也可以網上申請.其實,除非你有特別情況，不然網上申請真是又快又簡單，卡片等資料就寄到家, 太方便了!
If you get your health coverage through Covered Califnornia in 2015, The 1095A, Health Insurance Marketplace statement has been mailed to you. It is an important document for your 2015 tax filing, please review it and remember to include it to your tax person when make your filing.
如果你2015是經由加州全保取得醫療保險, 1095A 表格近日已經寄出給你，這是重要的税務表格，一定要注意保存並在報税時交給你的稅務人員
Due to a last-minute rush for health coverage, Covered California announced Friday that consumers who start their enrollment process, or make an appointment, by midnight Jan. 31 will have until midnight Feb. 6 to complete the application as long as they are working with a Certified Insurance Agent, Certified Enrollment Counselor.