Category Archives: useful links

2016 Tax adjustment 税額調整

The Tax season is here, while you are collecting your tax papers, here is some change you will see when you file your 2016 tax. Internal Revenue Service (IRS) make the adjustment to reflect the inflation adjustments . Changes include tax rate schedules, itemized deductions limitation,personal exemption,Earned Income Credit amount, etc.. Please click the link for the 2016 tax table provided by taxfoundation

新年度來臨也是税季來臨,開始收集2016各項單据做報税準備了嗎? 國稅局 IRS根据物价水準變動對2016年稅表,個人免税額,標準或列舉扣除額等已做調整。請利用下列連結查看由Tax Foundation 所整理提供的2016的税表

http://taxfoundation.org/article/2016-tax-brackets

2016-tax-form

 

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Income Tax Calculator

If you ever wanted to give yourself a tax estimate, here are the calculators from 2 major tax reporting companies you can use for free

稅季來臨, 想先估算一下自己要繳多少稅 ?以下是由2家主要報稅公司提供的免費工具可供利用

https://www.hrblock.com/get-answers/

https://turbotax.intuit.com/tax-tools/calculators/taxcaster/

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Simple vs Compound Interest 單利vs複利

Do you know how the interest on your investment calculated ? While the two different basic types of interests, simple and compound, make your money big difference over a long period of time, all investors should be aware of them.  Simple interest is calculated only on your principal. Compound interest is calculated on the the sum of your principal amount plus the accumulated interest of previous periods. A famous quote by Einstein “The most powerful force in the universe is compound interest”  tells us the power of the compound interest in your investment. Try it yourself using the calculator link below provided from bankrate.com.

你知道你儲蓄所賺的利息是如何計算的?利息一般有兩種基本計算方法,單利和複利,長時間下來他們會有很大的不同,所以投資人不可不知。簡單來說,單利一直保持只就原始本金計算而複利則就本金加上(已產生的)利息的總數來計算,時間愈長,差異愈大,就如同愛因斯坦的名句:宇宙間最有力的就是複利。你可用下列連結試試:
http://www.bankrate.com/calculators/savings/compound-savings-calculator-tool.aspx

simplevscompound

Estimate your SS benefit 社安金估算

Want to know how much Social Security Benefit you can get when you retire ? The difference if you start  at different age ? An estimator from Social Security Administration can help, just click this link and input your basic information

你想知道退休時可領多少社安退休金呢?社安局可替你估算,只要提供個人基本資料就可,請利用此連結開始

https://secure.ssa.gov/acu/ACU_KBA/main.jsp?URL=/apps8z/ARPI/main.jsp?locale=en&LVL=4

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