Category Archives: Medicare

联邦医療保險概說

2017 Medicare 联邦紅藍卡的年度開放期又要到了,不管你是新加入或已經在使用,你是否真的了解它?在此特別為你提供medicare.gov 用中文做的概說,請點擊下圖查看

Medicare overview

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Social Security Statement

You know you can get a retirement benefit estimate from Social Security Estimator, but if you want to get more benefits information, including retirement, disability and survivors benefits, creating an online account is a good way. If you don’t have one, you can easily set one up now by click the image link below.

雖然你可利用社安局的估算retirement estimator工具替你做退休金的估算,但在其網上開立一個帳户更好,因為這樣你不但可查詢退休金,連失能,死亡等福利都可知道(樣本如下圖),也可追踪自己的收入紀錄,保持正確,而且隨時可以查看,非常便利。利用下列圖片連結可馬上進入:

SS statement sample

Estimate your SS benefit 社安金估算

Want to know how much Social Security Benefit you can get when you retire ? The difference if you start  at different age ? An estimator from Social Security Administration can help, just click this link and input your basic information

你想知道退休時可領多少社安退休金呢?社安局可替你估算,只要提供個人基本資料就可,請利用此連結開始

https://secure.ssa.gov/acu/ACU_KBA/main.jsp?URL=/apps8z/ARPI/main.jsp?locale=en&LVL=4

easy estimate SS benefit 0416

Social Security start time 何時領社安退休金?

If you live to the average life expectancy for someone your age, you’ll receive about the same amount in lifetime benefits. It doesn’t matter if you choose to start receiving benefits at age 62, full retirement age, age 70, or any age between. It is a personal decision and depends on different factors, such as your your health and family longevity and your financial condition, etc.. click the image from SSA below for more details

你已知道領取社安金時間早晚會影响領取金額的多少,這数字主要是根据個人的平均寿命精算的結果,如果你剛好活到預期的平均寿命,那麼早拿和晚拿最後領取的總福利金额將會是一樣的。所以什麼年齡開始領最好, 完全根据個人條件,包括健康狀況,家族寿命及財務狀況等不同因素.點擊右方圖案連結察看:
when to start receiving SS benefits_Page_1

Medicare apply online 網上申請紅藍卡

It’s convenient, quick and easy. There’s no need to drive to a local Social Security office or wait for an appointment with a Social Security representative.

辦理Medicare紅藍卡,可以親自跑到社安局排號等待, 但也可以網上申請.其實,除非你有特別情況,不然網上申請真是又快又簡單,卡片等資料就寄到家, 太方便了!

line up

Review Your Medicare Policy

October 15 – December 7 is Medicare Open Enrollment. It’s your chance to review your health  coverage and see if you need to make any changes for next year. Or, you may decide you’re happy with the plan you have now. If that’s the case, and the plan is still being offered next year, you don’t need to do anything. To review if you have a plan that fits you, the review worksheet from UnitedHealthCare might give you an idea

你不一定要變更,但你應該要做自我檢視, 因為開放期(10/15-12/07) 是紅藍卡使用人一年一度做改變的機會,也 因為計畫福利每年有變,個人需求也每年有變,目前的計畫是否還適合自己呢? 考慮的項目很多,例如:你是否已有理想的醫生醫院 ? 語言通嗎? 就醫方便嗎 ? 有交通接送嗎 ? 藥品貴嗎 ? 配眼鏡配耳機要付多少 ? 客服滿意嗎 ?聯合健保提供的簡易檢視表,只要花十分鍾就可有個概念.UHC medicare review sheet 1014

Medicare Education Week紅藍卡教育週

National Medicare Education Week ( Sept. 15 – 21) is devoted to helping baby boomers, Medicare beneficiaries, family members and caregivers learn about coverage options and prepare for Medicare Open Enrollment (Oct. 15 – Dec. 7). It is supported by AARP, Ameriprise Financial, the Caregiver Action Network, the National Association of Area Agencies on Aging (n4a), Safeway, Target, Walgreens, Walmart and Sam’s Club.

今天9/15開始至9/21 是聯邦紅藍卡保險教育週 Medicare Education Week,由AARP, Ameriprise Financial, the Caregiver Action Network, the National Association of Area Agencies on Aging (n4a), Safeway, Target, Walgreens, Walmart and Sam’s Club在每年開放期(10/15-12/7)前一個月, 共同合作為你提供許多Medicare相關資訊.你或你的家人朋友一定有人正在使用紅藍卡保險, 是否覺得複雜弄不清楚, 可利用此期間多加諮詢! 其中聯合健保的3分鐘影片提供你10個重點 !

   UHC 10 ideas 091314

First Site for New Medicare Bene

Turning 65 ? New to Medicare ? This is the first website you will want to visit. it includes how to apply, how the original medicare works, the options you have and many others.
將近65歲 ? 就要開始享受你的紅蓝卡医療保險嗎? 關心自己的權益,這是你首先且一定要拜訪的網站它提供許多訊息, 幫助你了解及選擇  www.medicare.gov

 

Medicare official site 072814

 

Search the Best Hospital 尋找最好的醫院

Want to know the best Medical Hospital and Facilities around you, just type in your ZIP code, US News will tell you !

輸入你的地址區號或你想查的科別, US News 可以為你找到最好的醫院!  http://health.usnews.com/best-hospitals/area?src=usn_fb

hospital search 072814

 

Retirement Estimator 退休金估算

Provided you have enough Social Security credits , you can use a Retirement Estimator fromsky2

Social Security Site to estimate your retirement income.  It is calculated based on your actual

Social Security earnings record and it is a ESTIMATE until you actually apply for it.

如果你已累積了領取社安退休金的足夠點數,  可利用社安局根據你收入

記錄提供的一個簡易估算公式 來預估將來可以領到多少:

https://secure.ssa.gov/acu/ACU_KBA/main.jsp?URL=/apps8z/ARPI/main.jsp?locale=en&LVL=4