Category Archives: Boomers
You probably heard the “Hybrids” design for es LTC Insurance over the past several years . They have been popular in the market for the combination of life insurance and long term care benefits. It is a long-term care rider in a life insurance policy. Your policy will pay out benefits for your LTC need and also for death benefit, not just “use it or lose it” nature in traditional policies.
Why annuities are excellent tools to help you plan for your retirement ? With Americans living longer than ever, they need to take steps to plan for a better retirement. Annuities actually offer guaranteed lifetime income which help people to ease the stress. Annuities also offer tax-deferred growth, different withdrawal options and also death benefit.
You know you can get a retirement benefit estimate from Social Security Estimator, but if you want to get more benefits information, including retirement, disability and survivors benefits, creating an online account is a good way. If you don’t have one, you can easily set one up now by click the image link below.
If you live to the average life expectancy for someone your age, you’ll receive about the same amount in lifetime benefits. It doesn’t matter if you choose to start receiving benefits at age 62, full retirement age, age 70, or any age between. It is a personal decision and depends on different factors, such as your your health and family longevity and your financial condition, etc.. click the image from SSA below for more details
It’s convenient, quick and easy. There’s no need to drive to a local Social Security office or wait for an appointment with a Social Security representative.
辦理Medicare紅藍卡，可以親自跑到社安局排號等待, 但也可以網上申請.其實,除非你有特別情況，不然網上申請真是又快又簡單，卡片等資料就寄到家, 太方便了!
October 15 – December 7 is Medicare Open Enrollment. It’s your chance to review your health coverage and see if you need to make any changes for next year. Or, you may decide you’re happy with the plan you have now. If that’s the case, and the plan is still being offered next year, you don’t need to do anything. To review if you have a plan that fits you, the review worksheet from UnitedHealthCare might give you an idea
National Medicare Education Week ( Sept. 15 – 21) is devoted to helping baby boomers, Medicare beneficiaries, family members and caregivers learn about coverage options and prepare for Medicare Open Enrollment (Oct. 15 – Dec. 7). It is supported by AARP, Ameriprise Financial, the Caregiver Action Network, the National Association of Area Agencies on Aging (n4a), Safeway, Target, Walgreens, Walmart and Sam’s Club.
今天9/15開始至9/21 是聯邦紅藍卡保險教育週 Medicare Education Week,由AARP, Ameriprise Financial, the Caregiver Action Network, the National Association of Area Agencies on Aging (n4a), Safeway, Target, Walgreens, Walmart and Sam’s Club在每年開放期(10/15-12/7)前一個月, 共同合作為你提供許多Medicare相關資訊.你或你的家人朋友一定有人正在使用紅藍卡保險, 是否覺得複雜弄不清楚, 可利用此期間多加諮詢! 其中聯合健保的3分鐘影片提供你10個重點 !