Category Archives: Boomers
To protect beneficiary’s identity, Medicare already started mailing new Medicare cards to all people with Medicare now. Instead of using Social Security Number, the new card will have a new Medicare Number that’s unique to each beneficiary. During the mailing process, Medicare reminds all beneficiaries:
The new card will automatically mail to you and you don’t need to do anything. Once you get your new Medicare card, destroy the old card and start using your new card right away. Your card may arrive at a different time than your friend’s or neighbor’s and Your Medicare coverage and benefits will stay the same.
為了預防日益普遍的身分盜用事件，Medicare 決定全面換新紅藍卡，主要是號碼的重新設計，不再直接使用個人的社安號. 新卡已陸續寄出，Medicare 提醒各位紅藍卡受益人在這換新的過程中：
卡片將自動寄給你, 你不需要做什麼，收到的時間每個人會不一樣，收到後就可將舊卡銷毀， 至於紅藍卡的福利並不因為換卡而有任何改變
You probably heard the “Hybrids” design for es LTC Insurance over the past several years . They have been popular in the market for the combination of life insurance and long term care benefits. It is a long-term care rider in a life insurance policy. Your policy will pay out benefits for your LTC need and also for death benefit, not just “use it or lose it” nature in traditional policies.
Why annuities are excellent tools to help you plan for your retirement ? With Americans living longer than ever, they need to take steps to plan for a better retirement. Annuities actually offer guaranteed lifetime income which help people to ease the stress. Annuities also offer tax-deferred growth, different withdrawal options and also death benefit.
You know you can get a retirement benefit estimate from Social Security Estimator, but if you want to get more benefits information, including retirement, disability and survivors benefits, creating an online account is a good way. If you don’t have one, you can easily set one up now by click the image link below.
If you live to the average life expectancy for someone your age, you’ll receive about the same amount in lifetime benefits. It doesn’t matter if you choose to start receiving benefits at age 62, full retirement age, age 70, or any age between. It is a personal decision and depends on different factors, such as your your health and family longevity and your financial condition, etc.. click the image from SSA below for more details
It’s convenient, quick and easy. There’s no need to drive to a local Social Security office or wait for an appointment with a Social Security representative.
辦理Medicare紅藍卡，可以親自跑到社安局排號等待, 但也可以網上申請.其實,除非你有特別情況，不然網上申請真是又快又簡單，卡片等資料就寄到家, 太方便了!
October 15 – December 7 is Medicare Open Enrollment. It’s your chance to review your health coverage and see if you need to make any changes for next year. Or, you may decide you’re happy with the plan you have now. If that’s the case, and the plan is still being offered next year, you don’t need to do anything. To review if you have a plan that fits you, the review worksheet from UnitedHealthCare might give you an idea
National Medicare Education Week ( Sept. 15 – 21) is devoted to helping baby boomers, Medicare beneficiaries, family members and caregivers learn about coverage options and prepare for Medicare Open Enrollment (Oct. 15 – Dec. 7). It is supported by AARP, Ameriprise Financial, the Caregiver Action Network, the National Association of Area Agencies on Aging (n4a), Safeway, Target, Walgreens, Walmart and Sam’s Club.
今天9/15開始至9/21 是聯邦紅藍卡保險教育週 Medicare Education Week,由AARP, Ameriprise Financial, the Caregiver Action Network, the National Association of Area Agencies on Aging (n4a), Safeway, Target, Walgreens, Walmart and Sam’s Club在每年開放期(10/15-12/7)前一個月, 共同合作為你提供許多Medicare相關資訊.你或你的家人朋友一定有人正在使用紅藍卡保險, 是否覺得複雜弄不清楚, 可利用此期間多加諮詢! 其中聯合健保的3分鐘影片提供你10個重點 !