LongTermCare Hybrids 長期照顧新設計
You probably heard the “Hybrids” design for es LTC Insurance over the past several years . They have been popular in the market for the combination of life insurance and long term care benefits. It is a long-term care rider in a life insurance policy. Your policy will pay out benefits for your LTC need and also for death benefit, not just “use it or lose it” nature in traditional policies.